Chocolate Chip Banana Muffins
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Chocolate Chip Banana Muffins

From the MyKitchenBank Kitchen

Tall, tender bakery-style muffins packed with ripe banana and melty chocolate chips. A brief blast of high heat gives them domed tops, and brown sugar and yogurt keep the crumb soft for days.

Prep
20 min
Cook
20 min
Wait
25 min
Total
1 hr 5 min
Makes
12 standard muffins

Steps

Before you start
  • Use bananas with heavily speckled or mostly brown peels; they are sweeter and mash more smoothly. You need about 1⅓ cups (320 g) mashed.
  • Take the eggs and yogurt out of the fridge 30 minutes ahead so the batter mixes evenly and the melted butter doesn't clump.
  • Melt the butter and let it cool for about 5 minutes so it won't scramble the eggs.
  • Position an oven rack in the center and line a 12-cup muffin tin with paper liners.
  • Plan on a 10-minute batter rest before baking; it is what gives the muffins their domed tops.
  1. Preheat and line panOven 400°F / 205°C

    • Place a rack in the center of the oven and preheat to 400°F (200°C).
    • Line all 12 cups of a standard muffin tin with paper liners.
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    Ready when: Oven reads 400°F (200°C) on an oven thermometer or the preheat signal sounds.

    Tip: Start the batter while the oven heats, but don't put the muffins in until it is fully hot.

  2. Mash the bananas

    • In a large bowl, mash the bananas with a fork or potato masher until mostly smooth with a few small lumps.
    • You should have about 1⅓ cups (320 g).
    • Add the brown sugar and whisk for 30 seconds until the mixture looks like a thick, glossy puree.
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    Ready when: No large banana chunks remain and the sugar looks mostly dissolved into the puree.

    Tip: Weigh the mashed banana. Too much banana makes gummy, dense muffins.

  3. Whisk the dry ingredients

    • In a medium bowl, whisk together the flour, baking powder, baking soda, salt and cinnamon (if using) for 20 seconds until evenly combined with no streaks of baking soda.
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    Ready when: The mixture is a uniform color with no clumps of leavener.

  4. Add the wet ingredients

    • Add the eggs to the banana mixture and whisk for 30 seconds until smooth.
    • Pour in the cooled melted butter, then add the yogurt and vanilla.
    • Whisk for about 1 minute until fully blended and no streaks of yogurt remain.
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    Ready when: The batter base is uniform, thick and slightly glossy, with no visible pools of butter.

    Tip: If the butter is hot it can cook the eggs, so let it cool first.

  5. Fold batter together

    • Add the dry ingredients to the wet mixture.
    • With a rubber spatula, fold gently, scraping the bottom of the bowl, for about 15 strokes until only a few streaks of flour remain.
    • Add ¾ cup (130 g) of the chocolate chips and fold 3 to 4 more times until the flour disappears.
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    Ready when: No dry flour is visible; the batter is thick, lumpy and scoopable, not smooth.

    Tip: Overmixing develops gluten and gives tough, tunneled muffins. A few small lumps are fine.

  6. Rest the batter

    • Let the batter rest in the bowl, uncovered, at room temperature for 10 minutes.
    • The flour hydrates and the batter thickens, which helps the muffins rise into tall domes.
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    Ready when: Batter looks noticeably thicker and holds a mound when scooped.

  7. Fill the muffin cups

    • Use a scoop or large spoon to divide the batter among the 12 lined cups, filling each to the top, about ¼ cup (75 g) each.
    • Sprinkle the reserved ¼ cup (45 g) chocolate chips over the tops, then the coarse sugar if using.
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    Ready when: Each cup is full and mounded slightly above the rim.

    Tip: Don't smooth the tops; a rough mound bakes into a nicer dome.

  8. Bake at high heatOven 400°F / 205°C

    • Place the tin on the center rack and bake at 400°F (200°C) for 5 minutes.
    • The high heat makes the batter spring up quickly to form tall domes.
    • Do not open the oven door.
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    Ready when: Tops have begun to puff above the rim of the liners.

    Tip: Keep the door closed; lost heat means flatter tops.

  9. Finish bakingOven 350°F / 175°C

    • Without removing the tin, reduce the oven temperature to 350°F (175°C).
    • Bake for 14 to 16 more minutes, until the tops are deep golden and a toothpick inserted into the center of a muffin (avoiding chocolate) comes out clean or with a few dry crumbs.
    • Rotate the tin front to back after 8 minutes if your oven bakes unevenly.
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    Ready when: Tops are deep golden and spring back when lightly pressed; a toothpick in the center comes out clean or with a few dry crumbs (an instant-read thermometer reads about 205°F / 96°C).

    Tip: A toothpick that hits a melted chip will look wet; test a spot away from the chocolate.

  10. Cool the muffins

    • Let the muffins sit in the tin for 5 minutes, then lift them onto a wire rack.
    • Cool for at least 10 more minutes so the crumb sets and the chocolate stays soft but not runny.
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    Ready when: Muffins are warm, not hot, and release easily from the tin.

    Tip: Leaving them in the tin too long traps steam and makes the liners soggy.

Good to know

Tips
  • Freeze overripe bananas in their peels, then thaw and drain off excess liquid before mashing; they are perfect for baking.
  • Measure flour by spooning it into the cup and leveling it, or weigh it. Scooping directly from the bag packs in extra flour and makes dry muffins.
  • Toss the chocolate chips with 1 teaspoon of the measured flour if you find they sink to the bottom.
  • Fill the cups fully for bakery-style tops; if you prefer smaller muffins, use 14 liners and fill them about ¾ full, baking 2 to 3 minutes less.
Make ahead

Mix the dry ingredients in one bowl and combine the wet ingredients in another up to 12 hours ahead; cover and refrigerate the wet mixture, then fold together just before baking. Or bake fully and freeze for up to 3 months.

Storage & reheating

Room temperature in an airtight container lined with a paper towel: up to 2 days. Refrigerator: up to 5 days. Freezer: up to 3 months in a zip-top bag. Reheat a room-temperature or thawed muffin in a 350°F (175°C) oven for 5 to 8 minutes, or microwave a frozen muffin for 30 to 45 seconds, until warm in the center.

Substitutions
  • plain whole-milk yogurt → sour cream or buttermilk. Use the same amount (½ cup / 120 g or 120 ml). Buttermilk gives a slightly thinner batter and a lighter crumb.
  • unsalted butter → neutral oil such as canola or vegetable oil. Use ⅓ cup (80 ml). The muffins will be slightly moister, with a little less buttery flavor.
  • semisweet chocolate chips → chopped dark chocolate or chopped walnuts. Use the same weight. Chopped chocolate creates melty pockets; for nuts, toast them first.
  • light brown sugar → granulated sugar. Use ¾ cup (150 g). The muffins will taste less caramel-like and be a bit less moist.

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Cuisine
American
Main ingredient
Bananas
Method
Oven
Quick & Easy
EasyMake Ahead

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